TERMS OF USE

SITE USE

This is a public site and anything you post can be viewed by others. At JPMorgan Chase, it is not our practice to ask you, nor should you ever post, any personal or confidential information on this Site. For example, you should not disclose your financial information, Social Security Number, account number, passwords or PINs.

The content and material on this Site is for informational purposes only and is not intended as an offer or solicitation for the purchase of JPMorgan Chase stock, any other security or any financial instrument, product or service. Any communication between us on this Site does not alter, change or supersede any of the agreements you may have with us as a customer.

You agree that you will not engage in any activities related to this Site that are contrary to applicable law, regulation or the terms of any agreements you may have with JPMorgan Chase. Unauthorized use of JPMorgan Chase's websites and systems or misuse of any information posted to a site is strictly prohibited.

SUBMISSIONS LICENSE

By publishing or submitting any materials to this Site, including, but not limited to, comments, messages, viewer reviews, photos, videos or questions (“Submissions”), you automatically grant JPMorgan Chase and its affiliated companies a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, unconditional, fully paid right and license: (a) to make, have made, use, copy, reproduce, modify, and create derivative works of your Submissions, (b) to publicly perform or display, import, broadcast, transmit, distribute (directly and indirectly through multiple tiers), license, offer to sell and sell, rent, lease, or lend copies of your Submissions (and derivative works thereof), and (c) to sublicense to third parties the foregoing rights, including the right to sublicense to further third parties. Additionally, you consent to the use of your name, statements, photographs, videos, voice recordings and likenesses for publicity purposes, as well as any other purpose associated with this Site and agree that such grant and consent is without restrictions or additional compensation or permission of any kind.

SUBMISSIONS WARRANTIES

You represent and warrant that you have not and will not take any action that interferes with the rights granted to JPMorgan Chase under these Terms and Conditions and that you will not post, or submit for posting, any content referencing, facilitating, containing or using, Prohibited Content. "Prohibited Content" includes, but is not limited to, content that JPMorgan Chase, in its sole and absolute discretion, determines, violates these Terms and Conditions or any applicable law, as well as:

That which promotes, suggests or encourages:

• Gambling, including without limitation, any content related to online casinos, sports books, bingo or poker;
• The use of firearms/weapons/ammunition, any illegal drugs, prostitution, pornography,
• nudity, profanity or other adult content, violence, or the use of alcohol or tobacco products;
• The taking up of arms against any person, government or entity or otherwise challenge or seek to overthrow any government;

Or otherwise contains:

• Obscene, indecent, defamatory, libelous, slanderous and/or unlawful content;
• Content that infringes upon, or otherwise violates, the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights;
• Content that is deceptive or fraudulent;
• Hateful, or other discriminatory, disparaging or denigrating content, whether directed at an individual or a group, and whether based upon race, age, gender, disability, sexual orientation, ethnicity, religion, political orientation, national origin, citizenship, ancestry, marital status, veteran status or mental or physical disability or condition;
• Content that disparages, denigrates, or uses adversarial or confrontational tactics to impact a product, service, person, industry, or organization including, but not limited to, JPMC, or other Site users;
• confidential information that violates any obligation of confidentiality;
• any viruses, spyware, malware, or other malicious components that are designed to harm the functionality of a computer in any way; or
• Content inconsistent with these Terms and Conditions.

In addition, you represent and warrant that any submissions do not infringe on the copyrights, trademarks, rights of privacy, publicity or other intellectual property rights of a third party. If the Submission contains any material or elements that are not owned by the you, and/or which are the subject to the rights of third parties, you are responsible for obtaining, prior to submitting the Submissions, any and all releases and consents necessary to permit the use and exhibition of the Submission by JPMorgan Chase in the manner set forth in these Terms, including, without limitation, name, and likeness permissions from any person who appears in or is identifiable in the Submission and any person who is shown in any video or photographs. JPMorgan Chase reserves the right to request proof of these permissions in a form acceptable to JPMorgan Chase from you at any time. Failure to provide such proof may, if requested, render the Submission null and void. By submitting a Submission, you warrant and represent that any person appearing or who is identifiable in the Submission consents to the Submission and the use of the Submission as described in these Terms. JPMorgan Chase is not responsible for any loss, theft, or damage of any kind to any Submissions you submit to JPMorgan Chase.

By submitting a Submission, you acknowledge and agree that JPMorgan Chase may obtain many Submissions in connection with the Site and/or other promotions by JPMorgan Chase and that such Submissions may be similar or identical in theme, idea, format, or other respects to other Submissions submitted in connection with this Site and/or other promotions by JPMorgan Chase, or to other materials developed by JPMorgan Chase. You waive any and all claims that any Submissions and/or other works accepted, reviewed and/or used may be similar, or that any compensation is due to you in connection with such Submissions or other uses by JPMorgan Chase.

SUBMISSIONS DISCLAIMERS

JPMORGAN CHASE RESERVES THE RIGHT, BUT IS NOT OBLIGATED, TO REVIEW AND/OR TO REMOVE SUBMISSIONS AT ANY TIME AS IT DEEMS APPROPRIATE IN ITS SOLE DISCRETION AND THAT THERE MAY BE A DELAY IN POSTING SOME SUBMISSIONS AS A RESULT. JPMORGAN CHASE DOES NOT ENDORSE OR GUARANTEE THE ACCURACY OF, AND SPECIFICALLY DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS, INCLUDING POSTS MADE BY EMPLOYEES OR SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. THE SUBMISSIONS ARE NOT EDITED BY JPMORGAN CHASE NOR DO THEY NECESSARILY REPRESENT OR REFLECT THE VIEWS OR OPINIONS OF JPMORGAN CHASE.

INTELLECTUAL PROPERTY AND OTHER PROPRIETARY RIGHTS

The works of authorship contained on this Site including, but not limited to, all design, text, sound recordings, videos, logos and images, are either owned or licensed by JPMorgan Chase & Co. or one of its subsidiaries ("JPMorgan Chase"). Except as otherwise expressly stated herein, no license is granted to any of the materials on the Site and they may not be copied, modified, transmitted, displayed, republished, uploaded, performed, distributed (for compensation or otherwise), licensed to a third party, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without JPMorgan Chase's prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of JPMorgan Chase's proprietary rights to the extent we may require. Nothing in this paragraph is intended to restrict your ability to separately license or obtain appropriate approvals from the third party owners of the materials found on this Site.

If you believe that your own copyrighted work is accessible through any website or application provided by us in violation of your copyright, you may provide our Designated Agent with a written communication as set forth in the Digital Millennium Copyright Act ("DMCA"), 17 U.S.C. § 512(c)(3). For more information, please review our Copyright Policy.

TRADEMARK NOTICES

"Chase," "JPMorgan," "JPMorgan Chase," the Chase logo, the JPMorgan logo, JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase & Co. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

THIRD PARTY SITES

Links to non-JPMorgan Chase sites may be provided or referenced on this Site and are provided solely as pointers to information on topics that may be useful and JPMorgan Chase has no control over the content on such non-JPMorgan Chase sites. If you choose to link to or visit a site not controlled by JPMorgan Chase, JPMorgan Chase makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does JPMorgan Chase warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. JPMorgan Chase does not guarantee the authenticity of documents on the Internet. Links to non-JPMorgan Chase sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

TERMINATION AND DISRUPTION OF SERVICE

JPMORGAN CHASE MAY DISCONTINUE OR MAKE CHANGES TO THIS SITE AT ANY TIME WITHOUT PRIOR NOTICE OR LIABILITY TO YOU. Access to this Site may from time to time be unavailable, delayed, limited or slowed due to, among other things:

• Technology issues with the social media platform provider;
• hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment;
• software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
• overload of system capacities;
• damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters;
• interruption (whether partial or total) of power supplies or other utility of service;
• strike or other stoppage (whether partial or total) of labor;
• governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or
• any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of JPMorgan Chase.

DISCLAIMER OF WARRANTIES

BECAUSE OF THE POSSIBILITY OF HUMAN AND TECHNICAL ERRORS AS WELL AS OTHER FACTORS, THIS SITE (INCLUDING ALL CONTENT AND MATERIALS CONTAINED ON THIS SITE) IS PROVIDED "AS IS" "AS AVAILABLE". EXCEPT TO THE EXTENT EXPRESSLY SET FORTH HEREIN, JPMORGAN CHASE DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THIS SITE, INCLUDING ANY EXPRESS, IMPLIED, STATUTORY OR OTHERWISE INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. THE ENTIRE RISK AS IT RELATES TO THE SITE IS ASSUMED BY YOU.

PLEASE NOTE THAT WE MAY NOT REGULARLY MONITOR THIS SITE AND SOME OF THE POSTS FOUND HERE MAY BE FROM EMPLOYEES OR SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. WE DO NOT WARRANT NOR ARE WE RESPONSIBLE FOR THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THIS SITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. WE ARE ALSO NOT RESPONSIBLE FOR THE CONTENT OTHERS POST ON THIS SITE OR HOW OTHERS MAY USE WHAT YOU POST ON THIS SITE. FURTHERMORE, WE WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN WEBSITE, ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER'S FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER.

LIMITATION OF LIABILITY

YOU RELEASE JPMORGAN CHASE, AND ITS PARENT, AFFILIATE, SUBSIDIARIES, OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, SERVICE PROVIDERS, AND ALL OTHER ASSOCIATED WITH THE DEVELOPMENT AND EXECUTION OF THE SITE, FROM ANY AND ALL LIABILITY WITH RESPCT TO, OR IN ANY WAY ARISING FROM, THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY SUSPENSION, MODIFICATION OR CANCELLATION OF THE SITE, TECHNICAL ISSUES, SUBMISSIONS RECEIVED OR POSTED, INCLUDING LIABILITY FOR PERSONAL INJURY, DEATH, DAMAGES OR LOSS. FURTHERMORE, BY ENTERING, VIEWING, ACCESSING, POSTING OR UPLOADING CONTENT TO, DOWNLOADING ITEMS FROM, BROWSING OR OTHERWISE USING THIS SITE, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS JPMORGAN CHASE, ITS AGENTS, SERVICE PROVIDERS AND THEIR RESPECTIVE PARENTS, AND ITS AND THEIR SUBSIDIARIES, AFFILIATES, SUCCESSORS, LICENSEES, AND ASSIGNS, AND EACH OF THEIR DIRECTORS, OFFICERS, AGENTS, EQUITY HOLDERS AND EMPLOYEES, FROM AND AGAINST ANY AND ALL CLAIMS, LOSSES, COSTS, DAMAGES, LIABILITIES AND COSTS AND EXPENSES (INCLUDING REASONABLE ATTORNEYS’ FEES AND COSTS) WHICH ARISE OUT OF ANY BREACH OF THESE TERMS AND CONDITIONS OR YOUR SUBMISSIONS.

RULES FOR SWEEPSTAKES, CONTESTS, RAFFLES, SURVEYS AND SIMILAR PROMOTIONS

Any sweepstakes, contests, raffles, surveys, games, or similar promotions or programs made available through the Site may be governed by specific rules that are separate from and in addition to these Terms & Conditions. By participating in any such sweepstakes, contest, raffle, survey, game, or similar promotion, you will become subject to those rules, which may vary from these Terms set forth herein, and which are incorporated into these Terms. JPMorgan Chase urges you to read the applicable rules, which may be linked from the particular activity, and to review our Privacy Policy, which in addition to these Terms, which govern any information you submit in connection with such activities.

WAIVER AND ENFORCEABILITY

The failure of JPMorgan Chase to enforce any provision or right contained in these Terms and Conditions will not be deemed a waiver of such provision or right. In the event any of the provisions of these Terms and Conditions shall be held to be unenforceable, the remaining provisions shall remain in full force and effect and the unenforceable provisions shall be replaced by such enforceable provisions as comes closest to the intention underlying the unenforceable provisions.

GOVERNING LAW & DISPUTES

Except where prohibited, you agree that: (a) any and all disputes, claims and causes of action arising out of or connected with this Site shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in New York, New York, U.S.A; (b) all issues and questions concerning these Terms and Conditions and this Site shall be governed by and construed in accordance with the laws of New York, U.S.A., without giving effect to any choice of law or conflict of law rules.